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Travel Protection Program

 

Travel Guard Insurance

Travel Guard Insurance

 

Cost & Coverage

This page describes the highlights of the "Travel Protection Program". Exclusions, conditions and limitations may apply. A complete description, including a complete list of exclusions, conditions and limitations will be mailed to you together with travel documents.


Rate per Person
(select Age and Trip Cost)

Trip Cost

Up to 30 Age 31-61 Age 61-70 Age 71-80 Age 81+
$0-$500 $33 $37 $40 $66 $150
$501-$1,000 57 62 74 116 208
$1,001-$1,500 83 93 109 166 287
$1,501-$2,000 107 123 141 208 372
$2,001-$2,500 134 153 179 249 465
$2,501-$3,000 157 180 209 291 559
$3,001-$3,500 181 208 239 332 653
$3,501-$4,000 203 234 269 374 746
$4,001-$4,500 227 261 298 415 839
$4,501-$5,000 250 288 328 456 933
$5,001-$6,000 288 332 376 525 1,052
$6,001-$7,000 335 386 436 608 1,248

Please contact us for pricing on trips from $7,001 to $30,000.

Daily rate for trips over 30 days is $ 4 per day, regardless of age.

 

 

Description of Travel Insurance Benefits


Benefits

Coverage Level
Trip Cancellation/Interruption for Medical Reasons only *Up to amount purchased
Emergency Medical/Dental Coverage $50,000
Emergency Medical Transportation $200,000
Baggage Coverage $1,500
Baggage Delay $500
Travel Delay $1,000
Missed Connection $500
Collision/Loss Damage $25,000
Travel Accident $50,000
24-hour Hotline Assistance Included
Benefits are provided on a per person basis.
*The maximum amount of Trip Cancellation/Interruption coverage for Medical Reasons only is $30,000.

 

Description of Coverage

  • 24-our emergency medical and travel assistance hotline provides the traveler with a broad range of services in the event of a travel or medical emergency including: medical referral and monitoring, legal assistance, emergency message center, emergency cash transfer, arrangement of medical evacuations or repatriations, emergency translations, and pre-trip assistance.

  • Baggage coverage provides reimbursement for lost, stolen or damaged baggage.

  • Baggage delay insurance provides reimbursement for clothing, toiletries and other essential items if luggage is delayed for at least 24 hours.

  • Collision loss/damage insurance for rental cars covers the costs of damage to, or theft of, a rental car.

  • Emergency medical and dental insurance pays for the cost of treatment associated with a medical or dental emergency incurred while traveling.

  • Emergency medical transportation coverage arranges to medically transport a patient to an appropriate medical facility or to return home in order to receive care.

  • Medical assistance services include medical referrals and case management services for travelers requiring medical care. Referrals are made to qualified local hospitals and English-speaking physicians, dentists, and other medical providers. The service includes maintaining contact with local physicians to ensure proper care is rendered and regular contact with family members.

  • Missed connection provides reimbursement for the additional costs to "catch up" to a cruise if the cause of delay is an accident or bad weather.

  • Travel or vacation delay provides reimbursement for meals and accommodations when a trip is unexpectedly delayed.

  • Travel accident provides cash payment for accidental loss of life or limb while traveling.

  • Trip cancellation protection provides reimbursement for non-refundable trip payments and deposits if a trip is canceled for illness, death or other specific unforeseen circumstances.

  • Trip interruption protection provides reimbursement for non-refundable trip payments and deposits if a trip is interrupted for illness, death or other unforeseen circumstances.

  • Trip inconvenience provides a cash payment for an inconvenience experienced by a traveler, including hospitalization, involvement in a traffic accident, victim of a crime, loss of a passport, or delay in the delivery of sporting equipment.


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